Vehicle Insurance
Insurance Companies tend to raise rates or even drop coverage for individuals convicted of OVI or DUI. Some Insurance Companies require offenders to purchase a more expensive, high risk premium plan or may even cancel your existing plans. Insurance Companies are not notified by the Court of an OVI or DUI conviction. Rather, Companies tend to discover the information through random driving record checks, claims filed after an auto accident, when Defendants sign an SR-22 bond, or showing the BMV their proof of insurance followed up by the BMV calling the insurance company to confirm coverage.
Obtaining New Employment
Gone are the days of finding a job with little to no difficulty. Due to the lack of open positions and growing number of applicants, most Companies conduct background checks on applicants. Depending on the position and application questions, it may be necessary to disclose an OVI or DUI conviction. Since an OVI or DUI conviction cannot be expunged, there is no way around concealing this information. An OVI or DUI conviction can make it impossible to work in certain fields. For example, a Company that requires extensive driving often refrain from hiring an individual convicted of OVI or DUI.
Commercial Driver’s License
A commercial driver’s license is affected by an OVI or DUI conviction even if the offender was not operating a commercial vehicle at the time of the arrest. A CDL is automatically suspended for one year after a first OVI or DUI conviction. More importantly, a CDL is suspended for a lifetime after a second OVI conviction. This can wreck havoc on the life of an individual who drives for a living.
